Mortgage Center

Mortgage Center

Education First FCU Benefits

Still want to have personal assistance?

You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.

Ready to close on your mortgage quickly?

We can get your mortgage approved in minutes, rather than days or weeks!

Apply Now

Free Pre-qualifications

We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages FHA, VA and home equity. We offer easy to understand explanations of each program on the site and a Mortgage Loan Officer is always just a call or e-mail away!


Need Help?

409-898-3770 or 800-456-4684 HomeLoans@EducationFirstFCU.org

Today's Rates

First Mortgages
30 Year Fixed Rate
 Rate  APR  Points
 5.000%  5.252%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.800%  5.003%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.600%  4.824%  0.000%
Home Equity
20 Year Home Equity Loan
 Rate  APR  Points
 4.800%  4.919%  0.000%
15 Year Home Equity Loan
 Rate  APR  Points
 4.600%  4.751%  0.000%

*APR rate shown is lowest rate available. Rates depend on individual's credit worthiness.