Skip to content

Mortgage Center

Personal-Header

Education First FCU Benefits

Welcome to our Mortgage Center

Whether you're buying a home and need to take out a mortgage, or buying land with a land loan, you want to find the right fit. That’s where we come in. We offer easy to understand explanations of each program on the site and a Mortgage Loan Officer is always just a call or email away!

Need to close on your mortgage quickly? We can get your mortgage approved in minutes, rather than days or weeks. Or if you are just beginning the homebuying process, we offer free pre-qualifications so you can shop for your home knowing that you can afford the mortgage.

Apply Now


Handy Tools at Your Disposal

Calculators

Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.

Learn More >

Rate Watch

Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.


Learn More >

Home Equity Quote

Put your home to work for you with a home equity loan.


Learn More >


Quick Links

Need Help?

Request an Appointment

409-898-3770, option 1 or 800-456-4684

HomeLoans@EducationFirstFCU.org

Today's Rates

First Mortgages
 Rate
 APR
 Points
 0.000%
 Rate
 APR
 Points
 0.000%
 Rate
 APR
 Points
 0.000%
Home Equity
 Rate
 APR
 Points
 0.000%
 Rate
 APR
 Points
 0.000%
 Rate
 APR
 Points
 0.000%
 Rate
 APR
 Points
 0.000%
 Rate
 APR
 Points
 0.000%
 Rate
 APR
 Points
 0.000%

*APR rate shown is lowest rate available. Rates depend on individual's credit worthiness.